Scammers Work Year-Round; Stay Vigilant

As we welcome the New Year with hope and excitement, it is crucial to remain vigilant and protect ourselves from potential fraud. Below are some important tips and practices to ensure a safe and secure start to the year.

1. Be cautious making online purchases: With the rise of online shopping, scammers are taking advantage. Always research products and sellers before making a purchase. Avoid entering personal information to obtain discounts, and ensure the website is secure by looking for "https" in the URL.
2. Stay alert on social media: Avoid oversharing your personal information, especially when it comes to travel plans. Be mindful of your social media privacy settings and refrain from posting details about your absence from home, as it can make you a target for burglaries.
3. Beware of phishing scams: Phishing scams tend to increase during the holiday season. Be cautious of suspicious emails and avoid clicking unknown links. Remember, reputable organizations will never ask for personal information via email or phone calls.
4. Exercise caution with shipping changes: If you receive an unexpected email regarding shipping changes, avoid clicking on any links provided. Instead, visit the official website of the retailer to track your shipment.
5. Stay cautious of holiday greeting cards: New Year e-cards may not always be from the sender you think. Refrain from opening cards unless you are certain of their authenticity and trustworthiness.
6. Be cautious of charity scams: While the holidays are a time for giving, unfortunately, some individuals take advantage of this generosity. Watch out for fake phone numbers, copycat organization names, and promises of sweepstakes. Verify the legitimacy of charitable organizations before providing any credit card information.
7. Practice good password hygiene: Avoid using the same password for multiple accounts and ensure your passwords are strong and unique. This practice helps safeguard your online accounts from unauthorized access.
8. Regularly review your statements and credit: The holiday season can be busy, making it easier to overlook unfamiliar transactions. Take the time to review all your statements and credit reports to identify any suspicious activity, regardless of the transaction amount. 

Remember, knowledge is power when it comes to fraud prevention. By staying informed and following these guidelines, we can protect ourselves and our loved ones from falling victim to fraudulent schemes.

Wishing you a safe and prosperous New Year!