Routing Number | 255077370

Enjoying the great outdoors can be more affordable than ever.

Finance your next travel adventure.

Great Low Rates

Flexible Terms

Purchase Or Refinance

Everyone has their own idea of fun and adventure. Whether you prefer to cruise open water, explore America's scenic byways, or travel the open road, Tower can get you moving with a loan for your next boat, motorcycle or recreational vehicle purchase.

Boat Loans

  • Financing for speedboats, fishing boats, sailboats, personal watercraft and more
  • Loans for new and used vehicles
  • Low rates
  • Up to 100% financing with little to no money down*
  • Flexible terms up to 144 months† (personal watercraft loan financing up to 72 months‡)
  • Refinancing options available
  • Loan Payment Protection available

Motorcycle and RV Loans

  • Loans for new and used vehicles
  • Low rates
  • Up to 100% financing with little to no money down*
  • Flexible terms up to 144 months† (motorcycle loan financing up to 60 months‡)
  • Refinancing options available
  • Loan Payment Protection available

Boats

*

Annual Percentage Rates effective: 12/21/2024 and are subject to change. Loans for Boats not available in all states. Lowest rate includes 0.25% discount for enrollment in automatic loan payments. Not all applicants will qualify for the lowest rate. Rates, terms, and conditions vary based on credit worthiness and loan approval. Other conditions including acceptable collateral apply.

A $35,000 new boat purchase for 144 months at 11.50% APR would have monthly payments of $451.31. Includes a 0.25% discount for enrollment in automatic monthly loan payments.

A $15,000 new personal watercraft purchase for 72 months at 10.29% would have monthly payments of $281.26. Includes a 0.25% discount for enrollment in automatic monthly loan payments.

Boat loans not available in the following states: Alabama, Alaska, Arkansas, Arizona, Colorado, Connecticut, Delaware, Georgia, Hawaii, Kansas, Kentucky, Louisiana, Maine, New Hampshire, North Dakota, Tennessee, Wyoming.

Motorcycle and RVs

*

Annual Percentage Rates effective: 12/21/2024 and are subject to change. Loans for Boats not available in all states. Lowest rate includes 0.25% discount for enrollment in automatic loan payments. Not all applicants will qualify for the lowest rate. Rates, terms, and conditions vary based on credit worthiness and loan approval. Other conditions including acceptable collateral apply.

A $44,000 new recreational vehicle purchase for 144 months at 12.00% APR would have monthly payments of $580.79. Includes 0.25% discount for enrollment in automatic monthly loan payments.

A $10,000 new motorcycle purchase for 60 months at 6.49% APR would have monthly payments of $196.13. Includes 0.25% discount for enrollment in automatic monthly loan payments.