Routing Number | 255077370

Youth Accounts

Simple. Safe. Built for families.

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A smart start for kids

$10 for new Greenlight families2. Give the gift of smart money habits this holiday season with Greenlight with Tower. Offer available through December 15.
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Tower kids and teen accounts grow with your child and build smart money habits.

 

Youth Savings

Greenlight With Tower

Teen Checking

Best For

Kids and teens (17 and under)

Kids ages 6-12

Teens ages 13-17

Monthly Fees

$0

Free1

$0

Debit Card

N/A

 
 

Parental Controls

 
 
 

Digital Banking/App

Ages 13+

 
 

Earns Dividends

 
 
 

Parent or Guardian Required

 
 
 

Min. Opening Balance

$5

N/A

$10

Tower youth accounts require parent/guardian joint ownership and are federally insured up to $250,000. The Greenlight® prepaid debit card and services are governed by Greenlight's separate Cardholder Agreement and Terms of Service.
Learn More Youth Savings
A simple, no-fee savings account that helps your child build healthy money habits.
Learn More Greenlight for Kids
Help your child learn to earn, save, and spend wisely with a debit card powered by Greenlight.
Learn More Teen Checking
A free checking account for teens ages 13–17.

Related Resources

Put young people on the right path

Visit a Branch

1
The Greenlight® prepaid debit card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Greenlight services are governed by Greenlight's separate Cardholder Agreement and Terms of Service, available at greenlight.com.

Tower Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Tower checking account as the Greenlight funding source for the duration of the promotion. Subject to minimum balance requirements and identity verification.

Offer currently scheduled to end 12/17/2029 and may be extended. Upon termination of the promotion, members will be responsible for applicable monthly fees (Greenlight plans start at $5.99/month). Greenlight may charge other fees such as for expedited shipping, card customization, and card replacement. See terms at greenlight.com/terms-of-service for details. Offer subject to change and partner participation.

Card images shown are illustrative and may vary from the card you receive.
2
New Greenlight families are eligible for a $10 credit to their Parent Wallet within 7 days after completion of successful registration. One $10 credit per family. Families must sign up through the Tower App to qualify for offer. Successful registration must occur between 11/01/2026 and 12/15/2026. See terms for details. Offer subject to change. Taxes may apply.