Financial Wellness
Setting Up MFA: Boost Your Account Security
Think about it: You probably log into at least one account every day. Whether it's checking email, scrolling through social media, paying bills, or shopping online, these accounts hold a ton of personal and financial info. That's why we use passwords to protect them. But here's the kicker: passwords alone aren't enough to keep cyber-attackers at bay.
Why a password alone isn't enough
Like most people, you probably think you're safe using a strong password to protect your accounts. But hackers use different tactics to steal or guess your passwords.- Phishing attacks: Hackers might try to trick you into handing over your login details.
- Data breaches: Scammers can buy stolen usernames and passwords from data breaches. If you hear about a breach, change your password ASAP.
- Credential stuffing: Hackers might try your login info on other sites. This is why you should never use the same username and password combo for multiple accounts.
- Brute-force attacks: With just your username, hackers can use software to guess your password. If a website doesn't have proper security measures, they could try thousands of passwords in no time.
How to turn on MFA
You can use MFA on all sorts of accounts—banking, social media, email, you name it. For example, when logging into your account, you might need to enter a code sent to your phone after entering your password. Even social media giants like Facebook and X (formerly Twitter) offer MFA to keep your personal info under lock and key.Follow these easy steps
Here's how to set up MFA for your accounts:- Log in and head to settings. First things first, log into your account and find the Settings menu, sometimes shown as a gear symbol.
- Find and enable MFA. Look for a section labeled "Security" or "Privacy." You should see an option to turn on MFA. You'll probably need to set up a second way to verify it's you, like using an app, getting a text, or receiving an email.
- Test it out. After setting up MFA, log out and log back in to make sure it's working. You should be asked for that extra verification—maybe a code sent to your phone, a fingerprint scan, or another method you chose.
Protect all your online accounts with MFA
Doing so will protect your:- Financial Accounts
- Social Media
- Online Identities
- Purchases
Change your verification methods now and then, make sure your contact info is up to date, and keep an eye out for anything fishy. Stay on top of it, and you'll make it much harder for anyone to sneak into your accounts.
Resources: The National Cyber Security Alliance, eFraud Prevention, Federal Trade Commission, Duo Security, Cyber.org