Routing Number | 255077370

Guided Wealth Portfolios

Leverage algorithm-based investing to pursue returns on your investments. 

Take a different approach to investing.

Easy and Convenient

Proprietary software helps you pursue your financial goals.

Financial Roadmap

Chart your course based on age, financial goals, timeline, and risk tolerance.

Tax-Efficient Investing

Advanced asset analysis evaluates tax implications before a trade.

Consistent Monitoring

As markets shift daily, your account automatically rebalances as needed.

Tax-Loss Harvesting

Your portfolio maintains correct asset allocation with tax-benefit strategies.

Financial Advice

Connect directly to a live Tower Wealth Management® Wealth Advisor anytime.

Consider this Investing 2.0. With Guided Wealth Portfolios (GWP), you can tap into the intelligence of a virtual online portfolio manager with personal assistance from the team of Tower Wealth Management® Wealth Advisors. It's an exciting opportunity for new and seasoned investors to manage fees, potentially reduce taxes, and pursue your goals.

If you are 68 or younger and have at least $5,000 ready to invest, you can enroll.

Step 1: Complete an investor profile questionnaire including your age, risk tolerance, current savings, and investment history.

Step 2: Start investing. Electronically aggregate your existing accounts or transfer cash funds. Complete a few short steps to finalize your application and open your GWP account.

Step 3: Receive an onboarding call from your assigned Wealth Advisor so you can ask any questions and ensure all your required documents are on file.

Take a new approach to investing

Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are non-affiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LP or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tower Federal Wealth Management, and we may also be employees of Tower Federal Credit Union. These products and services are being offered through LPL or its affiliates, which separate entities from, and not affiliates of, Tower Federal Credit Union or Tower Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value